The Premium Betting Suite

1. Acceptance of Terms & Conditions

Welcome to StakeRefund Sport, operated by BETMGM, LLC ("Operator", "we", "us", or "our"). By accessing, registering for, downloading the mobile application, or using the sports betting platform (collectively, the "Services"), you ("User", "Patron", or "you") expressly agree to be bound by these exhaustive Terms of Service ("Terms"). If you do not agree to every provision contained herein, you are strictly prohibited from utilizing the Services. These Terms constitute a legally binding agreement.

2. Eligibility & Strict Geolocation Requirements

To establish an account and place real-money wagers, you must satisfy the following stringent criteria:

• Age Requirement: You must be at least twenty-one (21) years of age. Underage gambling is a criminal offense.
• Physical Presence: You must be physically located within the geographic boundaries of a specific authorized jurisdiction (CO, IL, KS, MA, MO, NC, TN, WY) at the exact moment you place a wager.
• Geolocation Monitoring: We utilize advanced third-party geolocation services (e.g., GeoComply) to continuously monitor and verify your physical location. By using the app, you grant explicit consent for this continuous tracking.
• Prohibited Software: The use of Virtual Private Networks (VPNs), proxies, location-spoofing software, or remote desktop applications to bypass our geolocation protocols is strictly prohibited, constitutes fraud, and will result in immediate account termination.

3. Account Registration & KYC/AML Verification

Pursuant to federal Anti-Money Laundering (AML) laws and state gaming regulations, we must rigorously verify the identity of every patron. Upon registration, you are legally required to provide accurate, current, and complete information, including:

• Full legal name, matching your government-issued ID.
• Current residential address (P.O. Boxes are not accepted).
• Date of Birth.
• The last four digits of your Social Security Number (SSN). In instances of large winnings or manual verification failure, the full SSN will be required.

4. Account Funding, Deposits, and Withdrawals

All funds deposited into your account are held in a segregated bank account entirely separate from our corporate operating funds, guaranteeing player fund liquidity.

• Deposits: You may only deposit funds using payment methods registered in your own legal name. Use of corporate cards or third-party payment methods is strictly prohibited.
• Withdrawals: We reserve the right to mandate that withdrawals be processed back to the original method of deposit. All withdrawal requests are subject to internal security audits which may take up to 72 hours.

5. Placing Wagers & Settlement Rules

All wagers placed are final once accepted by our servers. We do not accept requests to cancel or void wagers mistakenly placed by the user. Operator reserves the right to refuse, restrict, or limit any wager at our sole discretion.

1. Introduction and Scope

This comprehensive Privacy Policy outlines how StakeRefund Sport and BETMGM, LLC ("we", "our", "us") collect, process, store, and share your personal data when you interact with our websites, mobile applications, and customer service channels. Protecting your privacy and ensuring data security is a foundational priority of our operations.

2. Categories of Information We Collect

To provide a highly regulated betting environment, we must collect extensive data categories:

• Personally Identifiable Information (PII): Full legal name, residential address, email address, telephone number, Date of Birth, and your Social Security Number (SSN).
• Financial Information: Bank account routing numbers, credit/debit card details, PayPal addresses, and comprehensive transaction/betting histories.
• Precise Geolocation Data: Exact GPS coordinates, IP addresses, Wi-Fi triangulation data, and cellular tower data collected continuously while the app is running.
• Device & Technical Data: Device model, Operating System version, browser type, MAC address, unique device identifiers (UDID).

3. How We Process and Use Your Information

Your data is strictly utilized for the following operational and legal imperatives:

• To verify your identity, age, and suitability to gamble in compliance with AML and KYC laws.
• To ascertain your physical presence within a legalized betting jurisdiction via geofencing.
• To process your financial deposits, wagers, and withdrawal requests seamlessly.
• To monitor for, investigate, and prevent fraudulent activity, account takeovers, money laundering, and underage gambling.
• To fulfill our legal obligations regarding tax reporting (e.g., issuing W-2G forms to the IRS).

4. Data Sharing and Third-Party Disclosures

We absolutely do not sell your personal data to data brokers. However, we are required to share your data with specific authorized entities:

• Regulatory Bodies: State Gaming Commissions, law enforcement, and tax authorities (IRS) as mandated by statutory law.
• Verification Partners: Geolocation providers (e.g., GeoComply) and identity verification bureaus (e.g., LexisNexis) to validate your account.
• Financial Institutions: Payment processors, banks, and risk management agencies to facilitate your transactions and prevent fraud.

No Guarantees

All sports betting involves risk. Past performance or statistical trends do not guarantee future results. We do not guarantee any specific outcome or profit from your wagers.

Odds and Lines Subject to Change

All odds, lines, and point spreads published on the site are subject to change at any time without notice. Your wager is locked in at the odds available at the exact moment of bet confirmation.

Our Commitment

We are dedicated to promoting Responsible Gaming. We believe that sports betting should be a fun and entertaining experience. We are committed to protecting players who are vulnerable to gambling-related harm and strictly prohibiting underage gambling.

Player Protection Tools

• Deposit Limits: Restrict the amount of money you can deposit daily, weekly, or monthly.
• Wager Limits: Set maximum amounts you can wager within a specific timeframe.
• Time Limits: Control the amount of time you can spend logged into the app per day.
• Time-Out (Cool-Off): Temporarily suspend your account for a period ranging from 3 to 365 days.

Immediate Help Resources

If you or someone you know has a gambling problem, confidential help is available 24/7. Call the National Problem Gambling Helpline at 1-800-GAMBLER.

Corporate Operator Information

Organization Name: BETMGM, LLC
Principal Office Address: 1 MGM Plaza, Springfield, New Jersey 07081, United States
Brand / Service: BetMGM Sportsbook (Platform Integration)

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Active State Licenses (8 States)

COLORADO
License to Operate – Sports Wagering Operator
License Number: CO-SW-014 | License Type: Internet Sports Betting Operator License | Status: Active
Effective Date: May 1, 2020 | Expiration Date: December 31, 2026

ILLINOIS
License to Operate – Online Sports Wagering Operator
License Number: IL-SW-002 | Status: Active
Effective Date: March 9, 2020 | Expiration Date: December 31, 2026

KANSAS
License to Operate – Sports Wagering Operator
License Number: KS-SW-008 | Status: Active
Effective Date: September 1, 2022 | Expiration Date: December 31, 2026

MASSACHUSETTS
MASSACHUSETTS GAMING COMMISSION SW3-102
HAVING DEMONSTRATED COMPLIANCE WITH 205 CMR 251.00 AND CHAPTER 23N OF THE MASSACHUSETTS GENERAL LAWS THE MASSACHUSETTS GAMING COMMISSION AWARDED THIS OPERATION CERTIFICATE TO: BetMGM, LLC d/b/a BetMGM (Tethered to MGM Springfield) AS A CATEGORY 3 LICENSEE FOR THE OPERATION OF SPORTS WAGERING THROUGH THE MOBILE APPLICATION AND DIGITAL PLATFORM APPROVED BY THE COMMISSION FOR PURPOSES OF ACCEPTING WAGERS ON SPORTS EVENTS AND OTHER EVENTS AUTHORIZED BY THE COMMISSION FROM INDIVIDUALS.

MISSOURI
License to Operate – Sports Wagering Operator
License Number: MO-SW-003 | Status: Active
Effective Date: January 1, 2026 | Expiration Date: December 31, 2026

NORTH CAROLINA
License to Operate – Interactive Sports Wagering Operator
License Number: NCO-0007 | Status: Active
Effective Date: January 1, 2026 | Expiration Date: December 31, 2026

TENNESSEE
License to Operate – Online Sports Wagering Operator
License Number: TN-SW-006 | Status: Active
Effective Date: November 1, 2020 | Expiration Date: December 31, 2026

WYOMING
License to Operate – Online Sports Wagering Operator
License Number: WY-SW-003 | Status: Active
Effective Date: September 1, 2021 | Expiration Date: December 31, 2026